Flooding Woes: Is Your Car Covered? | St. Louis Insurance Blog

Oh no! The town is flooded and your home and vehicle have both been affected. The first thing you may think is to call up your insurance agent and file a claim. You will be happy to know that your personal possessions and the flood damages done to your home are covered by your flood insurance policy. As for your car? well that is a different story! Many people are shocked to find out that their vehicle is NOT covered under their flood policy.

So, how can you protect your car from future flooding?

You must look into your car insurance policy and make sure you have purchased comprehensive coverage. This specific policy is there to protect you from damages done to your vehicle that does NOT involve a collision, such as damages due to a fallen tree or of course, flooding. Comprehensive coverage can also protect you from: fire, natural disasters, vandalism, falling objects, collision with animals, etc.

If you have any other questions about your coverage and what may or may not be covered, do not hesitate to contact our agents. We would be more than happy to answer your questions and make sure you are ready for the worst case scenario? no matter what happens!

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Source: http://www.stlouisinsuranceblog.com/2012/08/20/flooding-woes-is-your-car-covered/

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